TERMS AND CONDITIONS, LEGAL LIMITATIONS                              

IMPORTANT! YOUR ACCESS TO THE INFORMATION ON THIS WEB SITE IS SUBJECT TO TERMS AND CONDITIONS. CAREFULLY READ ALL OF THE FOLLOWING TERMS AND CONDITIONS BEFORE PROCEEDING. ACCESSING INFORMATION AVAILABLE FROM THIS WEB SITE [BY CLICKING THE "I ACCEPT" BUTTON BELOW], INDICATES YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE CLICK ON THE "EXIT" BUTTON BELOW.

PLEASE NOTE THAT FOR PURPOSES OF THIS NOTICE "MCI" SHALL MEAN MC MARKETING COMMUNICATIONS INC., AS WELL AS ITS AFFILIATES OR RELATED COMPANIES OR LICENSEES, THEIR OFFICERS, DIRECTORS, AGENTS, EMPLOYEES OR ANY OTHER THIRD PARTY DATA/CONTENT PROVIDERS.

All information on this Website is protected by copyright. Users of the Website shall be entitled to copy the Website only for their own personal use, and no one may redistribute, reproduce, republish, store in any medium, re-transmit, modify, or make public or commercial use of the information without the written authorization of MCI or without this legal notice. The display of trademarks and trade names on pages at this site does not imply that a license of any kind has been granted to anyone else. An unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the content of the site may be a violation of any federal or other law that may apply to trademarks and or copyrights and could subject the copier to legal action.  

MCI prohibits the use of the logos and registered names as hyperlinks to any other Websites without their written authorization.   

Any and all information, reports, web pages, graphics, data, databases, files, software, product names, company names, trademarks or trade names and any patents, copyrights, moral rights or other proprietary rights (whether or not registered) as used or embodied in this web site, including the manner in which the information is presented or appears and all information relating thereto, are the property of their respective owners as indicated, MCI or its licensees.

Information Accuracy

MCI believes that the information contained in this site was accurate when it was placed on the site but cannot guarantee or ensure the currency, accuracy, completeness or authenticity of any site content or functionality without limiting the foregoing. MCI is not responsible for the accuracy of information contained in this site and provided by third party. You should consult your Financial Advisor for confirmation or for supplemental information before acting on any of the information provided or developed on this site. This site has been created strictly to provide general information, and the information contained herein is subject to change and update at any time without prior notice. All the products and services are subject to the terms and conditions of the applicable agreements governing them. 

Information Only

The information contained in this site is provided for information purposes only.

No Liability

MCI shall not be liable, either directly or indirectly, for any damages whatsoever, including, without limitation: any special, indirect, economic or consequential damages; damages for loss of use, lost profits, lost savings, viruses, or data corruption; or damages arising as a result of the transmission, use or inability to use this web site or the information available on this web site, or any other web site accessed to or from this web site. MCI does not give any representations, warranties, guarantees or conditions of any kind, expressed or implied, or those arising by use of the web site or the information obtained on or through this web site, including without limitation, any representations, warranties, guarantees of conditions as to uninterrupted or error free operation, quality, accuracy, reliability, completeness, timeliness, legality, suitability, merchantability or fitness for purpose.

No Warranties

MCI does not warrant that the site will be available and that it will meet your requirements, nor does it warrant that access wil not be interrupted, that there will be no delays, failures, errors or omissions, or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted, or that no damage will occur to your computer system.  

Hypertext Links to Other Websites Not Endorsement

Links to other Websites or references to products, services or publications other than those of MCI are provided only for convenience and do not imply the endorsement or approval of such Websites, products, services, or publications by MCI. Such sites and references have been developed independently of MCI, and we cannot vouch for the currency, accuracy, completeness, or authenticity of any site content or functionality or of any such references. Linking to any other site shall be at your sole risk, and MCI will not be responsible or liable for any damages in connection with such linking.

Jurisdiction

The site will be governed by and construed in accordance with the laws of the province of Ontario. All disputes, controversies or claims arising out of or in connection with the site shall be submitted to and be subject to the jurisdiction of the courts of the province of Ontario. This, in accordance with any suit, action or proceeding arising out of or in connection with this site, the courts of the province of Ontario will have exclusive jurisdiction.

Password

You assume the entire responsibility for the use, including the unauthorized use, of your password, if any, without your consent. MCI is not required to confirm the user?s identity or authority if the user entered the right user name and password. You must immediately advise MCI if someone other than you knows your user name or password. In such event, MCI will block access to your personal file until you have decided to confirm a new user name and anew password.  

Calculators

The calculators are available for non-commercial use only. Use of the tools to sell a product or a service or to increase traffic to a Website is prohibited.  Calculations or projected results are provided for general illustrative purposes only and are not guaranteed to be accurate or complete, being based on hypotheses. The default values are provided for illustrative purposes only and solely as a reference. You must use them only as guides or estimates.  

Internet E-mail

Any unprotected E-mail communication over the Internet is subject to possible interception or loss, and is also subject to possible alteration.

MCI is not responsible for and will not be liable to you or anyone else for any damages resulting from interception, loss or alteration in connection with an E-mail sent by you or an E-mail sent to you.

Update of Legal Notice and Terms of Use

This notice will be updated and modified from time to time without any notice. Accordingly, whenever you access the Website, ensure that you check this notice.